Who pays the hospital costs after a serious accident at work?
Wer übernimmt die Spitalkosten bei einem schweren Arbeitsunfall?
Correct answer: B
- A the person concerneddie betroffene Person selbst
- B the occupational accident insurancedie Berufsunfallversicherung
- C the trade uniondie Gewerkschaft
- D the employerdie Arbeitgeberin oder der Arbeitgeber
Why
After an accident at work, the compulsory occupational accident insurance pays. The employer must insure its employees against this.
Common mistakes
- A: the person concerned
- The injured person does not have to pay the hospital costs themselves. That is what the compulsory accident insurance is for.
- D: the employer
- The employer pays the insurance premium, but the costs are covered by the insurance.
Topic
Unemployment and accident insurance
Social insurance protects against the financial consequences of major risks in life. These include old age, invalidity, illness, accident and unemployment. Many social insurances are compulsory. The contributions are often deducted directly from wages. Theft, floods or burglary are not a matter for social insurance. There are private insurances for these.
Living in Switzerland
Insurance and health
Sources
Last checked: September 2026
Question 156 of the official question list of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.