Who must take out insurance with a health insurance fund?
Wer muss sich bei einer Krankenkasse versichern lassen?
Correct answer: D
- A no oneniemand
- B only employeesnur Arbeitnehmerinnen und Arbeitnehmer
- C only children and older peoplenur Kinder und ältere Menschen
- D all residentsalle Einwohnerinnen und Einwohner
Why
Health insurance is compulsory for all residents, regardless of age, work or nationality.
Common mistakes
- B: only employees
- Children, students and pensioners must also be insured, not only employees.
- C: only children and older people
- The obligation does not apply only to children and older people, but to everyone.
Topic
In Switzerland, every person who lives here must have health insurance. This applies to children, adults and older people, whatever their nationality. After moving here, you have three months to get insured. A baby must also be insured at the latest three months after birth. The baby is then insured retroactively from birth.
Living in Switzerland
Insurance and health
Sources
Last checked: September 2026
Question 155 of the official question list of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.