Which statement about compulsory insurance with a health insurance fund in Switzerland is correct?
Welche Aussage zur obligatorischen Versicherung in einer Krankenkasse in der Schweiz ist richtig?
Correct answer: B
- A Each health insurance fund decides its own benefits.Jede Krankenkasse bestimmt ihre Leistungen selbst.
- B You can freely choose your health insurance fund.Man kann die Krankenkasse frei wählen.
- C Having a health insurance fund is voluntary.Es ist freiwillig, eine Krankenkasse zu haben.
- D The canton can assign a health insurance fund to its residents.Der Kanton kann seinen Einwohnerinnen und Einwohnern eine Krankenkasse zuteilen.
Why
Basic insurance is compulsory, but you choose your health insurance fund yourself. You can also change it every year.
Common mistakes
- A: Each health insurance fund decides its own benefits.
- The benefits of basic insurance are set by law and are the same at all funds.
- C: Having a health insurance fund is voluntary.
- Basic insurance is compulsory for everyone who lives in Switzerland.
- D: The canton can assign a health insurance fund to its residents.
- The canton only assigns a fund to people who have not taken out insurance themselves. Normally you choose freely.
Topic
In Switzerland, every person who lives here must have health insurance. This applies to children, adults and older people, whatever their nationality. After moving here, you have three months to get insured. A baby must also be insured at the latest three months after birth. The baby is then insured retroactively from birth.
Living in Switzerland
Insurance and health
Sources
Last checked: September 2026
Question 133 of the official question list of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.