What is deducted directly from employees' wages? The contribution to . . .
Was wird Angestellten direkt vom Lohn abgezogen? Der Beitrag für die . . .
Correct answer: B
- A car and accident insurance (AUV).Auto- und Unfallversicherung (AUV).
- B unemployment insurance (ALV).Arbeitslosenversicherung (ALV).
- C theft insurance (DV).Diebstahlversicherung (DV).
- D fire protection insurance (BSV).Brandschutzversicherung (BSV).
Why
Unemployment insurance is a social insurance. Like the AHV contribution, its contribution is deducted directly from wages.
Common mistakes
- A: car and accident insurance (AUV).
- Car insurance is private. You pay it yourself and not through your wages.
- D: fire protection insurance (BSV).
- Fire protection is a matter for building insurance. It is not deducted from wages.
Topic
Unemployment and accident insurance
Social insurance protects against the financial consequences of major risks in life. These include old age, invalidity, illness, accident and unemployment. Many social insurances are compulsory. The contributions are often deducted directly from wages. Theft, floods or burglary are not a matter for social insurance. There are private insurances for these.
Living in Switzerland
Insurance and health
Sources
Last checked: September 2026
Question 152 of the official question list of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.